The table below presents the Company financial liabilities by maturity periods on the basis of contractual non-discounted payments.
| 31.12.2021 | Below 3 months | 3-12 months | 1-3 years | Over 3 years |
| Bank loans | 101,423 | 433,618 | 292,427 | 129,306 |
| Lease liabilities | 1,730 | 3,124 | 3,888 | 13,202 |
| Other financial liabilities | 480,893 | 0 | 0 | 0 |
| Liability on account of fire glass production technology purchase | 0 | 0 | 1,713 | 8,066 |
| Off-balance-sheet liabilities | 0 | 2,760 | 6,941 | 6,152 |
| Derivative financial instruments | 702 | 2,108 | 0 | 0 |
| Total | 584,748 | 441,610 | 304,969 | 156,726 |
| 31.12.2020 | Below 3 months | 3-12 months | 1-3 years | Over 3 years |
| Bank loans | 28,015 | 334,930 | 873,016 | 30,952 |
| Lease liabilities | 1,546 | 4,649 | 12,747 | 28,454 |
| Other financial liabilities | 312,780 | 0 | 0 | 0 |
| Off-balance-sheet liabilities | 324 | 2,806 | 10,038 | 0 |
| Derivative financial instruments | 493 | 985 | 0 | 0 |
| Total | 343,158 | 343,370 | 895,801 | 59,406 |
As at 31 December 2021 and 31 December 2020, there were no liabilities payable on demand.
The Group monitors the liquidity risk by way of periodical liquidity planning. The tool applied takes into account the maturity dates both for investments and financial assets (e.g. accounts of receivables and other financial assets) and projected cash flows from operating activities.
The Group aims to maintain the balance between the continuity and flexibility of financing using various financing sources such as overdraft facilities or long-term bank loans.
